{"id":1580,"date":"2024-04-24T13:12:47","date_gmt":"2024-04-24T20:12:47","guid":{"rendered":"https:\/\/ezmortgages.us\/?page_id=1580"},"modified":"2024-04-26T14:23:19","modified_gmt":"2024-04-26T21:23:19","slug":"interest-rates-mortgage-calculator","status":"publish","type":"page","link":"https:\/\/ezmortgages.us\/interest-rates-mortgage-calculator\/","title":{"rendered":"Interest Rates &#038; Mortgage Calculator"},"content":{"rendered":"\n<div class=\"wp-block-uagb-container uagb-block-733015c0 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-828cda57\"><h2 class=\"uagb-heading-text\">Interest Rates and Mortgage Calculator<\/h2><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"http:\/\/mortgagepreapproval.zipforhome.com\">Get Preapproved &amp; Learn The Rates You Can Choose!<\/a><\/div>\n<\/div>\n\n\n\n<h1 class=\"wp-block-heading\">You Choose Your Mortgage Rate and Fees<\/h1>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-a132fac0 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-5adaf434\">\n<div class=\"wp-block-uagb-info-box uagb-block-3jzuayeo uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h2 class=\"uagb-ifb-title\">Most lenders won&#8217;t tell you that.<\/h2><\/div><p class=\"uagb-ifb-desc\">Mortgage interest rates are a commodity, like gasoline or a head of lettuce. <br><br>Mortgage Backed Securities determine the baseline pricing.  They trade daily like stocks and bonds.<br><br>Your interest rate and fee choices are driven by your credit score, your loan to value ratio, the purpose of your loan, the <a href=\"https:\/\/ezmortgages.us\/services\/\" target=\"_blank\" rel=\"noreferrer noopener\">mortgage program<\/a>, and the lender&#8217;s profit margins.<br><br>Call us for a quote today!  It only takes a few minutes.<br><br>The best use of this interest rate index is to track the CHANGE from day to day. The&nbsp;<strong><a href=\"https:\/\/www.mortgagenewsdaily.com\/mortgage-rates\/mnd#about\" target=\"_blank\" rel=\"noreferrer noopener\">source data<\/a><\/strong>&nbsp;is actual mortgage rate offerings from a variety of lenders including wholesale, correspondent, and retail. Your Rate Could Be Lower.<br><\/p><div class=\"uagb-ifb-button-wrapper wp-block-button\"><a href=\"tel:5303033643\" class=\"uagb-infobox-cta-link wp-block-button__link\" target=\"_self\" rel=\"noopener noreferrer\" onclick=\"return true;\" alt=\"\"><span class=\"uagb-inline-editing\">Call 530-303-3643 For Your Rate Choices Now<\/span><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M504.3 273.6l-112.1 104c-6.992 6.484-17.18 8.218-25.94 4.406c-8.758-3.812-14.42-12.45-14.42-21.1L351.9 288H32C14.33 288 .0002 273.7 .0002 255.1S14.33 224 32 224h319.9l0-72c0-9.547 5.66-18.19 14.42-22c8.754-3.809 18.95-2.075 25.94 4.41l112.1 104C514.6 247.9 514.6 264.1 504.3 273.6z\"><\/path><\/svg><\/a><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-87676ac9\">\n<div class=\"mnd-rates-widget\" style=\"width: 180px; height: 310px; font-size: 12px; \">\n    <div class=\"w-header\" style=\"text-align: center; padding:4px 0;background-color: #5e755e; color: #FFFFFF;\"> <a href=\"https:\/\/www.mortgagenewsdaily.com\/mortgage-rates\" target=\"_blank\" style=\"color: #FFFFFF;text-decoration:none;\" rel=\"noopener\">Today&#x27;s Mortgage Rates<\/a><\/div>\n    <iframe loading=\"lazy\" src=\"\/\/widgets.mortgagenewsdaily.com\/widget\/f\/rates?t=small&#038;sc=true&#038;c=5e755e&#038;u=&#038;cbu=&#038;w=178&#038;h=260\" width=\"180\" height=\"260\" frameborder=\"0\" scrolling=\"no\" style=\"border: solid 1px #5e755e; border-width: 0 1px;box-sizing:border-box;width:180px;height:260px;display:block;\"><\/iframe>\n    <div class=\"w-footer\" style=\"text-align: center; padding:4px 0;background-color: #5e755e; color: #FFFFFF;\">View More <a href=\"https:\/\/www.mortgagenewsdaily.com\/mortgage-rates\" target=\"_blank\" style=\"color: #FFFFFF;text-decoration:none;\" rel=\"noopener\">Interest Rates<\/a><\/div>\n  <\/div>\n\n<iframe src=\"http:\/\/www.mortgagecalculator.org\/rates-widgets\/mortgages\/text-widget.php?latest\" frameborder=\"0\" style=\"border: 0; overflow: 0;\" scrolling=\"no\"><\/iframe>\n<\/div>\n\n\n<!-- MLCALC BEGIN -->\r\n<script type=\"text\/javascript\"><!--\r\nmlcalc_currency_symbol = '$';\r\nmlcalc_amortization    = 'year_nc';\r\nvar _mlcalc_preload_img = new Image(312,44);\r\n_mlcalc_preload_img.src='https:\/\/ezmortgages.us\/wp-content\/plugins\/mortgage-loan-calculator\/images\/ajax-loader.gif';\r\n--><\/script>\r\n<!-- Copyright 2008-2019 MLCALC.com --><div id=\"MLCalcForm\"><!--[if lte IE 6]> <script type=\"text\/javascript\" src=\"https:\/\/ezmortgages.us\/wp-content\/plugins\/mortgage-loan-calculator\/jquery.pngFix.js\"><\/script> <![endif]--><map name=\"MLCalcFormMortgage\" id=\"MLCalcFormMortgageMap\"><area shape=\"rect\" coords=\"95,8,144,28\" title=\"Loan Calculator\" onclick=\"javascript:jQuery('#MLCalcForm .panelItem, #mlcalcWidgetHolder .panelItem').toggle(); return false;\" href=\"https:\/\/www.mlcalc.com\/loan-calculator\/\" alt=\"Loan Calculator\"\/><area shape=\"default\" nohref=\"nohref\" alt=\"\"\/><\/map><map name=\"MLCalcFormLoan\" id=\"MLCalcFormLoanMap\"><area shape=\"rect\" coords=\"6,7,94,28\" title=\"Mortgage Calculator\" onclick=\"javascript:jQuery('#MLCalcForm .panelItem, #mlcalcWidgetHolder .panelItem').toggle(); return false;\" href=\"https:\/\/www.mlcalc.com\/mortgage-calculator\/\" alt=\"Mortgage Calculator\"\/><area shape=\"default\" nohref=\"nohref\" alt=\"\"\/><\/map><table cellpadding=\"0\" cellspacing=\"0\" width=\"150\"><tr><td colspan=\"3\" class=\"zeroHeight\" height=\"33\"><a href=\"https:\/\/www.mlcalc.com\/mortgage-calculator\/\" title=\"Mortgage Calculator\" onclick=\"return false;\" style=\"padding:0;margin:0;line-height:0;height:0;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ezmortgages.us\/wp-content\/plugins\/mortgage-loan-calculator\/en\/images\/top-panel-mortgage-small.png\" alt=\"Mortgage Calculator\" width=\"150\" height=\"33\" usemap=\"#MLCalcFormMortgage\" class=\"panelItem\" style=\"display:none\" \/><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ezmortgages.us\/wp-content\/plugins\/mortgage-loan-calculator\/en\/images\/top-panel-mortgage-only-small.png\" alt=\"Mortgage Calculator\" width=\"150\" height=\"33\"  \/><\/a><a href=\"https:\/\/www.mlcalc.com\/loan-calculator\/\" title=\"Loan Calculator\" onclick=\"return false;\" style=\"padding:0;margin:0;line-height:0;height:0;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ezmortgages.us\/wp-content\/plugins\/mortgage-loan-calculator\/en\/images\/top-panel-loan-small.png\" alt=\"Loan Calculator\" width=\"150\" height=\"33\" usemap=\"#MLCalcFormLoan\" class=\"panelItem\" style=\"display:none\" \/><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ezmortgages.us\/wp-content\/plugins\/mortgage-loan-calculator\/en\/images\/top-panel-loan-only-small.png\" alt=\"Loan Calculator\" width=\"150\" height=\"33\" style=\"display:none\" \/><\/a><\/td><\/tr><tr><td style=\"background: url(https:\/\/ezmortgages.us\/wp-content\/plugins\/mortgage-loan-calculator\/images\/left-bg.png) repeat-y\" width=\"7\"><table cellpadding=\"0\" cellspacing=\"0\" width=\"7\"><tr><td><\/td><\/tr><\/table><\/td><td class=\"formPlaceHolder\" width=\"136\"><form action=\"https:\/\/www.mlcalc.com\/\" method=\"post\" id=\"MLCalcFormMortgageForm\" class=\"panelItem\" ><input type=\"hidden\" name=\"ml\" value=\"mortgage\"\/> <input type=\"hidden\" name=\"cl\" value=\"true\"\/> <input type=\"hidden\" name=\"wg\" value=\"widget\"\/><input type=\"hidden\" name=\"wt\" value=\"wp\"\/> <input type=\"hidden\" name=\"cr\" value=\"usd\"\/><input type=\"hidden\" name=\"wl\" value=\"en\"\/> <input type=\"hidden\" name=\"as\" value=\"year\" \/><table cellpadding=\"0\" cellspacing=\"0\" width=\"136\"><tr><td width=\"10\"><\/td><td align=\"center\" width=\"116\"><table cellpadding=\"0\" cellspacing=\"0\" width=\"116\" class=\"formFields\"><tr id=\"ma\"><td nowrap=\"nowrap\"><label for=\"ma\">Purchase price:<\/label><br\/> <input type=\"text\" name=\"ma\" value=\"400,000\" size=\"10\" class=\"valid\"\/> $ <\/td><\/tr><tr id=\"dp\" ><td nowrap=\"nowrap\"><label for=\"dp\">Down payment:<\/label><br\/> <input type=\"text\" name=\"dp\" value=\"20\" size=\"3\" class=\"valid\"\/> % <span id=\"downPaymentValue\"><\/span><\/td><\/tr><tr id=\"mt\"><td nowrap=\"nowrap\"><label for=\"mt\">Mortgage term:<\/label><br\/> <input type=\"text\" name=\"mt\" value=\"30\" size=\"3\" class=\"valid\"\/> years<\/td><\/tr><tr id=\"mir\"><td nowrap=\"nowrap\"><label for=\"mir\">Interest rate:<\/label><br\/> <input type=\"text\" name=\"ir\" value=\"6.75\" size=\"5\" class=\"valid\"\/> %<\/td><\/tr><tr id=\"pt\" ><td nowrap=\"nowrap\"><label for=\"pt\">Property tax:<\/label><br\/> <input type=\"text\" name=\"pt\" value=\"3,000\" size=\"6\" class=\"valid\"\/> $ per year<\/td><\/tr><tr id=\"pi\" ><td nowrap=\"nowrap\"><label for=\"pi\">Property insurance:<\/label><br\/> <input type=\"text\" name=\"pi\" value=\"1,500\" size=\"6\" class=\"valid\"\/> $ per year<\/td><\/tr><tr id=\"mi\" ><td nowrap=\"nowrap\"><label for=\"mi\">PMI:<\/label><br\/> <input type=\"text\" name=\"mi\" value=\"0.52\" size=\"5\" class=\"valid\"\/>%<\/td><\/tr><tr><td nowrap=\"nowrap\"><label>First payment date:<\/label><br\/> <select name=\"sm\"><option label=\"Jan\" value=\"1\">Jan<\/option><option label=\"Feb\" value=\"2\">Feb<\/option><option label=\"Mar\" value=\"3\" selected=\"selected\">Mar<\/option><option label=\"Apr\" value=\"4\">Apr<\/option><option label=\"May\" value=\"5\">May<\/option><option label=\"Jun\" value=\"6\">Jun<\/option><option label=\"Jul\" value=\"7\">Jul<\/option><option label=\"Aug\" value=\"8\">Aug<\/option><option label=\"Sep\" value=\"9\">Sep<\/option><option label=\"Oct\" value=\"10\">Oct<\/option><option label=\"Nov\" value=\"11\">Nov<\/option><option label=\"Dec\" value=\"12\">Dec<\/option><\/select> <select name=\"sy\"><option label=\"2004\" value=\"2004\">2004<\/option><option label=\"2005\" value=\"2005\">2005<\/option><option label=\"2006\" value=\"2006\">2006<\/option><option label=\"2007\" value=\"2007\">2007<\/option><option label=\"2008\" value=\"2008\">2008<\/option><option label=\"2009\" value=\"2009\">2009<\/option><option label=\"2010\" value=\"2010\">2010<\/option><option label=\"2011\" value=\"2011\">2011<\/option><option label=\"2012\" value=\"2012\">2012<\/option><option label=\"2013\" value=\"2013\">2013<\/option><option label=\"2014\" value=\"2014\">2014<\/option><option label=\"2015\" value=\"2015\">2015<\/option><option label=\"2016\" value=\"2016\">2016<\/option><option label=\"2017\" value=\"2017\">2017<\/option><option label=\"2018\" value=\"2018\">2018<\/option><option label=\"2019\" value=\"2019\" selected=\"selected\">2019<\/option><option label=\"2020\" value=\"2020\">2020<\/option><option label=\"2021\" value=\"2021\">2021<\/option><option label=\"2022\" value=\"2022\">2022<\/option><option label=\"2023\" value=\"2023\">2023<\/option><option label=\"2024\" value=\"2024\">2024<\/option><option label=\"2025\" value=\"2025\">2025<\/option><option label=\"2026\" value=\"2026\">2026<\/option><option label=\"2027\" value=\"2027\">2027<\/option><option label=\"2028\" value=\"2028\">2028<\/option><option label=\"2029\" value=\"2029\">2029<\/option><option label=\"2030\" value=\"2030\">2030<\/option><option label=\"2031\" value=\"2031\">2031<\/option><option label=\"2032\" value=\"2032\">2032<\/option><option label=\"2033\" value=\"2033\">2033<\/option><option label=\"2034\" value=\"2034\">2034<\/option><\/select><\/td><\/tr><tr id=\"mas\" style=\"display:none\"><td nowrap=\"nowrap\"><label>Amortization:<\/label><br\/> <input class=\"nobg\" type=\"radio\" name=\"as\" value=\"year\" id=\"mas_year\" checked=\"checked\" \/><label for=\"mas_year\">show by year<\/label><br\/> <input class=\"nobg\" type=\"radio\" name=\"as\" value=\"month\" id=\"mas_month\"  \/><label for=\"mas_month\">show by month<\/label><\/td><\/tr><tr><td height=\"5\"><\/td><\/tr><tr><td colspan=\"2\" class=\"centered\"><input type=\"submit\" value=\"Calculate\" class=\"sbmButton\"\/><\/td><\/tr><\/table><\/td><td width=\"10\"><\/td><\/tr><tr><td height=\"5\"><\/td><\/tr><\/table><\/form><form action=\"https:\/\/www.mlcalc.com\/loan-calculator\/\" method=\"post\" id=\"MLCalcFormLoanForm\" class=\"panelItem\" style=\"display:none\"><input type=\"hidden\" name=\"ml\" value=\"loan\"\/><input type=\"hidden\" name=\"cl\" value=\"true\"\/><input type=\"hidden\" name=\"wg\" value=\"widget\"\/> <input type=\"hidden\" name=\"wt\" value=\"wp\"\/><input type=\"hidden\" name=\"cr\" value=\"usd\"\/> <input type=\"hidden\" name=\"wl\" value=\"en\"\/> <input type=\"hidden\" name=\"as\" value=\"year\" \/><table cellpadding=\"0\" cellspacing=\"0\" width=\"136\"><tr><td width=\"10\"><\/td><td align=\"center\" width=\"116\"><table cellpadding=\"0\" cellspacing=\"0\" width=\"116\" class=\"formFields\"><tr id=\"la\"><td nowrap=\"nowrap\"><label for=\"la\">Loan amount:<\/label><br\/> <input type=\"text\" name=\"la\" value=\"175,000\" size=\"10\" class=\"valid\"\/> $<\/td><\/tr><tr id=\"lt\"><td nowrap=\"nowrap\"><label for=\"lt\">Loan term:<\/label><br\/> <input type=\"text\" name=\"lt\" value=\"15\" size=\"3\" class=\"valid\"\/>years<\/td><\/tr><tr id=\"lir\"><td nowrap=\"nowrap\"><label for=\"lir\">Interest rate:<\/label><br\/> <input type=\"text\" name=\"ir\" value=\"6.75\" size=\"5\" class=\"valid\"\/> %<\/td><\/tr><tr><td nowrap=\"nowrap\"><label>First payment date:<\/label><br\/> <select name=\"sm\"><option label=\"Jan\" value=\"1\">Jan<\/option><option label=\"Feb\" value=\"2\">Feb<\/option><option label=\"Mar\" value=\"3\" selected=\"selected\">Mar<\/option><option label=\"Apr\" value=\"4\">Apr<\/option><option label=\"May\" value=\"5\">May<\/option><option label=\"Jun\" value=\"6\">Jun<\/option><option label=\"Jul\" value=\"7\">Jul<\/option><option label=\"Aug\" value=\"8\">Aug<\/option><option label=\"Sep\" value=\"9\">Sep<\/option><option label=\"Oct\" value=\"10\">Oct<\/option><option label=\"Nov\" value=\"11\">Nov<\/option><option label=\"Dec\" value=\"12\">Dec<\/option><\/select> <select name=\"sy\"><option label=\"2004\" value=\"2004\">2004<\/option><option label=\"2005\" value=\"2005\">2005<\/option><option label=\"2006\" value=\"2006\">2006<\/option><option label=\"2007\" value=\"2007\">2007<\/option><option label=\"2008\" value=\"2008\">2008<\/option><option label=\"2009\" value=\"2009\">2009<\/option><option label=\"2010\" value=\"2010\">2010<\/option><option label=\"2011\" value=\"2011\">2011<\/option><option label=\"2012\" value=\"2012\">2012<\/option><option label=\"2013\" value=\"2013\">2013<\/option><option label=\"2014\" value=\"2014\">2014<\/option><option label=\"2015\" value=\"2015\">2015<\/option><option label=\"2016\" value=\"2016\">2016<\/option><option label=\"2017\" value=\"2017\">2017<\/option><option label=\"2018\" value=\"2018\">2018<\/option><option label=\"2019\" value=\"2019\" selected=\"selected\">2019<\/option><option label=\"2020\" value=\"2020\">2020<\/option><option label=\"2021\" value=\"2021\">2021<\/option><option label=\"2022\" value=\"2022\">2022<\/option><option label=\"2023\" value=\"2023\">2023<\/option><option label=\"2024\" value=\"2024\">2024<\/option><option label=\"2025\" value=\"2025\">2025<\/option><option label=\"2026\" value=\"2026\">2026<\/option><option label=\"2027\" value=\"2027\">2027<\/option><option label=\"2028\" value=\"2028\">2028<\/option><option label=\"2029\" value=\"2029\">2029<\/option><option label=\"2030\" value=\"2030\">2030<\/option><option label=\"2031\" value=\"2031\">2031<\/option><option label=\"2032\" value=\"2032\">2032<\/option><option label=\"2033\" value=\"2033\">2033<\/option><option label=\"2034\" value=\"2034\">2034<\/option><\/select><\/td><\/tr><tr id=\"las\" style=\"display:none\"><td nowrap=\"nowrap\"><label>Amortization:<\/label><br\/> <input class=\"nobg\" type=\"radio\" name=\"as\" value=\"year\" id=\"las_year\" checked=\"checked\" \/><label for=\"las_year\">show by year<\/label><br\/> <input class=\"nobg\" type=\"radio\" name=\"as\" value=\"month\" id=\"las_month\"  \/><label for=\"las_month\">show by month<\/label><\/td><\/tr><tr><td height=\"5\"><\/td><\/tr><tr><td colspan=\"2\" class=\"centered\"><input type=\"submit\" value=\"Calculate\" class=\"sbmButton\"\/><\/td><\/tr><\/table><\/td><td width=\"10\"><\/td><\/tr><tr><td height=\"5\"><\/td><\/tr><\/table><\/form><\/td><td style=\"background: url(https:\/\/ezmortgages.us\/wp-content\/plugins\/mortgage-loan-calculator\/images\/right-bg.png) repeat-y\" width=\"7\"><table cellpadding=\"0\" cellspacing=\"0\" width=\"7\"><tr><td><\/td><\/tr><\/table><\/td><\/tr><tr><td colspan=\"3\" class=\"zeroHeight\" height=\"13\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ezmortgages.us\/wp-content\/plugins\/mortgage-loan-calculator\/images\/bottom-small.png\" width=\"150\" height=\"13\" alt=\"\"\/><\/td><\/tr><\/table><\/div><!-- MLCALC END -->\r\n\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-2115dcb7 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-advanced-heading uagb-block-c2633cc5\"><h2 class=\"uagb-heading-text\">Why We Are Hard To Beat:<\/h2><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-medium-font-size\">We&#8217;re about full disclosure, transparency and impeccable service.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">Our low overhead allows us to pass savings directly to you.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">We show you the full spectrum of your choices, and the math behind them, so you choose what&#8217;s best for you.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">A BIG advantage, as a mortgage broker, is we&#8217;re not stuck with one source of funds. We have many.  That gives you access to very competitive rate and fee choices.  <\/li>\n\n\n\n<li class=\"has-medium-font-size\">We do not include any junk fees.  <\/li>\n\n\n\n<li class=\"has-medium-font-size\">You can choose from no points loans, buying down the rate with discount points, or getting a lender credit to help offset your closing costs.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">Your scenario may earn you better or worse rates than listed here. Wherever the market is pricing for your scenario, your rate and fees are your choice within the spectrum for which you qualify.  You&#8217;ll know your best options.<\/li>\n\n\n\n<li class=\"has-medium-font-size\"><a href=\"https:\/\/ezmortgages.us\/about-us\/testimonials\/\" target=\"_blank\" rel=\"noreferrer noopener\">See what our clients have to say.<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"http:\/\/mortgagepreapproval.zipforhome.com\">Get Preapproved &amp; Learn The Rates You Can Choose!<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\">Mortgage rates listed on this site are for informational purposes only. The best use of this interest rate index is to track the CHANGE from day to day. The&nbsp;<strong>source data<\/strong>&nbsp;is actual mortgage rate offerings from a variety of lenders including wholesale, correspondent, and retail.  We can give you a quick verbal assessment of your interest rate and fee options. In order to provide a firm quote specific to your scenario with actual rate and fee options with current market pricing, we are required to build a full loan file and run your credit, at which point we give you written Loan Estimate that is binding to us and the fees presented to you.&nbsp; We typically provide that immediately after building your loan file. Rates and fees are subject to change, based upon market activity, until your loan is locked.  <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Interest Rates and Mortgage Calculator You Choose Your Mortgage Rate and Fees Today&#x27;s Mortgage Rates View More Interest Rates Why [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_eb_attr":"","_uag_custom_page_level_css":"","site-sidebar-layout":"right-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1580","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Interest Rates &amp; 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