{"id":12,"date":"2024-03-17T12:29:55","date_gmt":"2024-03-17T19:29:55","guid":{"rendered":"http:\/\/www.ezmortgages.us\/?page_id=12"},"modified":"2024-03-18T09:09:40","modified_gmt":"2024-03-18T16:09:40","slug":"licensing-regulatory-info","status":"publish","type":"page","link":"https:\/\/ezmortgages.us\/about-us\/licensing-regulatory-info\/","title":{"rendered":"Licensing & Regulatory Info"},"content":{"rendered":"

Licensing and Regulatory Information<\/h1>\n

\"CAEZ Mortgages, Inc.<\/strong> is licensed to operate in California by the California Department of Real Estate<\/a> (CA DRE #: 01760965) and in Colorado by the Colorado Division of Real Estate<\/a> and in Idaho by the Idaho Department of Finance<\/a> and in Minnesota by the Minnesota Department of Commerce<\/a>, and in Tennessee by the Tennessee Department of Financial Institutions<\/a>, and in Utah by the Utah Department of Real Estate<\/a> and in Washington by the Washington Department of Financial Institutions<\/a> and registered under the Nationwide Mortgage Licensing System<\/a> (NMLS: 1160876). EZ Mortgages is an Equal Opportunity Housing Lender.
\n[hr]<\/p>\n

USA Patriot Act Notice<\/h3>\n

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OBTAINING A MORTGAGE LOAN<\/strong>
\nTo help us prevent fraud and to help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who applies for and\/or obtains a mortgage loan. What this means to you: When you apply for and\/or obtain a mortgage loan, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver\u2019s license or other identifying documents. The information being requested and observed is for compliance with the requirements of Section 326 of the USA Patriot Act implementing customer identification, and verification requirements. Our Privacy Policy and Federal law will protect your identification.
\n[hr]<\/p>\n

Equal Housing Lender<\/h3>\n

We do business in accordance with federal Fair Lending Laws. Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap, or familial status (having children under the age of 18), to: Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling; any loan secured by a dwelling; or discriminate in fixing the amount, interest rate, duration, application procedure, or other terms or conditions of such a loan, or in appraising property. If you believe you have been discriminated against, you should send a complaint to:<\/p>\n

Assistant Secretary of Fair Housing and Equal Opportunity<\/strong>
\nDepartment of Housing and Urban Development
\nWashington, DC 20410
\nOr call (800) 669-9777 \/ (800) 927-9275 (TDD)<\/p>\n

Under the Equal Credit Opportunity Act, it is illegal to discriminate in any credit transaction: On the basis of race, color, national origin, religion, sex, marital status, or age; because income is from public assistance; or because a right was exercised under the Consumer Credit Protection Act. If you believe you have been discriminated against, you should send a complaint to:<\/p>\n

FDIC Consumer Response Center<\/strong>
\n2345 Grand Boulevard, Suite 100
\nKansas City, MO 64108<\/p>\n

We are regulated and supervised by:<\/p>\n

California Bureau of Real Estate<\/strong>
\n1561 Exposition Blvd.
\nSacramento, CA 95815
\n877-373-4572
\nwww.bre.ca.gov<\/a><\/p>\n

Colorado Division of Real Estate<\/strong>
\n1560 Broadway Ste. 100
\nDenver, CO 80202
\n800-866-7675
\nColorado Division of Real Estate<\/a><\/p>\n

Consumer Financial Protection Bureau<\/strong>
\n1700 G St. NW
\nWashington, DC 20552
\n202-435-7000
\nwww.consumerfinance.gov<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Licensing and Regulatory Information EZ Mortgages, Inc. is licensed to operate in California by the California Department of Real Estate […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1095,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_eb_attr":"","_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-12","page","type-page","status-publish","hentry"],"yoast_head":"\nLicensing & Regulatory Info - 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